Unemployed Need Not Apply – What?

Sep 07, 11 Unemployed Need Not Apply – What?

Posted by MoneyThinker in featured, loans

The state of New Jersey has dealt with some unpleasant things in the past few weeks, with Hurricane Irene tearing up the coast and such. But, there’s something that the New Jersey Legislature had to deal with that no one saw coming – the need to pass legislation that banned the discrimination of potential employees based on...

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Reader Question: Are there Alternatives to Student Loans?

Jun 21, 11 Reader Question: Are there Alternatives to Student Loans?

Posted by MoneyThinker in featured, loans

I was away last week, but I received a question from a reader, backtobooks, asking an important question that may have crossed all of our minds if we were considering higher education at some point. Here it is, if you didn’t catch it: “I went to school 10 years ago and now I’m back with a 4.0. I want to go to nursing school,...

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Perkins Loans and Stafford Loans: Exploring the Differences

Apr 08, 11 Perkins Loans and Stafford Loans: Exploring the Differences

Posted by MoneyThinker in loans

As I’ve rambled about here before, I’m pretty fresh out of graduate school. I loved graduate school, it was an awesome time and I learned a lot more than I would have in any other academic situation. That’s why I’m a writer! But, with those good times came a lot of debt. Luckily, I had some grants and an assistantship to...

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Lease vs. Loan: Thoughts on Different Ways of Financing your Vehicle Purchase

Apr 06, 11 Lease vs. Loan: Thoughts on Different Ways of Financing your Vehicle Purchase

Posted by MoneyThinker in featured, loans

I don’t watch as much TV as I used to. When I was in college, it was my escape. Now that I’m out of college, I found better things to do with my time. But, when I did watch more TV, the channels I frequently watched showed lots of car commercials. Probably because the channels I watched were also assumed to be frequented by...

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Government Sponsored Enterprises and You

Feb 14, 11 Government Sponsored Enterprises and You

Posted by MoneyThinker in loans, mortgage

Ever hear of Sallie Mae? If you have anything to do with private student loans, I bet you have. Sallie Mae started in 1972 as what is referred to as a government sponsored enterprise, or GSE for short. Now, in 1997, Sallie Mae became privatized. But, there are other GSE’s that are still out there and functioning. In short, a GSE...

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Differentiating Loans

Jan 27, 11 Differentiating Loans

Posted by MoneyThinker in loans

Until I went to college, I’d never taken out a loan in my life. Had I paid on loans? Definitely. I’d had several cars (no, I did not wreck them all), but all of them were in my mom’s name. Finally, I went to college and had to deal with loans. Oh no! A lot of people go into credit card debt, but how many of us really know...

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