When I was in college, I got in a pinch. I was struggling with money (as I always did; I lived paycheck to paycheck because I was a binge spender) and I ended up with a driving ticket. Now, I’m not a terrible driver. It wasn’t even a speeding ticket, I promise! An area of our university had just changed a stop sign to a “no...
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Debt. Yuck. As I’ve speculated on here before, I believe that excessive debt is the number one reason that the American economy has been tanking in recent years. One thing that I have failed to mention, though, is that there is such a thing as good debt. I know, people want to close their browsers right now, thinking that I have...
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I’ve talked about the massive amounts of debt that I used to be in many times. I was fortunate enough to be able to down my debt quickly once I made a plan without causing a lot of damage to the rest of my budget. Sometimes, people get so desperate to eliminate their debt that they have accrued that they do whatever it takes in...
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Debt. The word that sends shivers down our spines and aggravates us to no end. Some people speculate that this is why the United States is struggling economically. During the late 20th century, the economy was doing well and excess credit was easy to get. People then used that excess credit, and boom, you’ve got people with...
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One of the things that I struggled with upon graduation from my Master’s Program was how I was going to pay for my loans. I knew that consolidation was an option, but was it the best option for me in this economy, and because of the economy going south in the middle of my education? I started to look into it. I was about $50,000...
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If you’ve been here awhile, you know we talk about everything finance. We’ve talked about real estate, taxes, the stock market, geeky academic stuff, and a variety of other things. Today, we’re going to combine two of those and get some answers about a topic that usually comes up after you need to know about it: bankruptcy and...
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