Economy on the Upswing… Or not? Thankfully, the economy has started to get better. After two years of deficits, the economy is at least increasing a little bit. In July, spending went up a little less than half a percent. Now, this doesn’t seem like a lot, but any increase right now is a good increase. Most Americans are...
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What do you know about the Stock Market? Honestly, until recently, I didn’t know a lot. Then, I made a conscious effort to learn more about it. The Stock Market appears to be a really complicated entity, and I’m not going to lie: it’s not easy. But it’s not so crazy that the average person couldn’t learn at least a little...
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So many times we make financial decisions without researching the implications of those decisions. This is unsafe for so many reasons, but one important reason you should always consider is the effect of those financial decisions on your credit score. The amount of your credit that is currently used: At one point, I had $3900 of...
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Credit cards can be incredibly useful; all through high school I had one with a small ($500) limit that I was to use “for gas only.” Now, needless to say, my family never taught me good money management skills (sadly, my mom was almost $15,000 in credit card debt at one point), so I had to learn on my own, as I mentioned in...
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When you go to college, you are constantly in debt. You’re in debt to your parents, your friends, your loan company, your parents, your credit card company, your parents. See what I mean? So, you know you’re going to graduate in a couple of years. You don’t want to be in debt to everyone and your mother. Professionals say that...
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I walked across the stage this past May to earn my Master’s Degree. It was an emotional day for a variety of reasons, but there was one glaring reason that my stress level was through the roof: This meant I had to go out into the real world now! Needless to say, our economy still isn’t the best. It’s not as bad as it was,...
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